DORA European regulations are EU laws requiring financial and ICT firms to ensure the resilience, security, and integrity of their systems and data.
The Digital Operational Resilience Act (DORA) is a set of EU regulations designed to strengthen the digital resilience and operational risk management of financial institutions. While GDPR focuses on data privacy and protection, DORA is broader, concentrating on the resilience, security, availability, and integrity of Information and Communication Technology (ICT) systems and the data they manage.
DORA came into effect in early 2024 and applies to a wide range of enterprises, including:
Banks, investment firms, and insurance companies
Payment institutions, and crypto-asset service providers
ICT service providers, including cloud and software vendors
Unlike previous rules, DORA explicitly requires these entities to protect not just customer data, but ALL data and systems to ensure business continuity. DORA also impacts non-EU companies (in the UK, for instance) that provide IT services to the EU financial sector, making it global in scope.
The K2view 2025 State of Test Data Management report underscores the need for DORA European regulations, with 93% of the 300 data pros surveyed admitting that their companies were not fully compliant with data privacy laws.
How do DORA European regulations connect to the more familiar GDPR regulations? While GDPR’s domain is more personal, emphasizing consumer data protection and privacy, DORA is more general, focusing on ICT and operational risk and how to minimize it.
However, the two share several guiding principles, such as the need for solid processes and ongoing management of risk, data security, and resilience.
One critical difference is that DORA’s obligations are enterprise-wide and ongoing, requiring regular attention to ICT risks, not just ticking off the boxes in a one-off compliance checklist.
The 5 key DORA mandates are:
ICT risk management
All firms must establish frameworks to identify, assess, and manage ICT risks across all environments and processes – from production to development and testing.
Incident reporting
Any significant ICT or data incident must be reported promptly (within hours for critical events).
Resilience testing
Firms must regularly test digital resilience, including how quickly and completely data can be restored after a disruption.
Third-party risk
All service providers, including cloud and hosting companies, must align with DORA standards for data security and operational reliability.
Information sharing
Firms are encouraged to share cyber threat intelligence with industry peers to bolster overall resilience.
While DORA does not specifically call out non-production environments, its rules clearly cover all ICT systems and the data within them, including those used for software development, testing, reporting, and internal analytics.
Non-production systems often contain real customer data copied from live systems, either for convenience or testing accuracy. This practice, however, creates unnecessary risk – accidental leaks, unauthorized access, or even breaches during development, testing, or QA cycles.
Source: K2view
The K2view TDM survey shows just how real this risk is, with 40% of respondents claiming their top challenge in managing and provisioning test data is the discovery and masking of Personally Identifiable Information (PII). And organization-wide PII masking is a now must according to DORA.
Enterprise data masking addresses this challenge by replacing sensitive data in non-production datasets with masked values – delivering realistic, useful results for dev and test teams while keeping the actual data safe. Enterprise data masking lets you:
Reduce DORA and GDPR compliance risks
Support ongoing digital resilience testing
Protect sensitive information across all environments (not just production)
Ensure that data used for AI, analytics, or software development can never be traced back to individual customers or other business entities
These controls help your organization confidently implement both structured data masking (from a database) and unstructured data masking (from a doc, email, or PDF) inflight and at scale, and fully compliant with DORA requirements.
With DORA, compliance is an ongoing journey. Here are the first steps we recommend you take:
Map all data flows
Understand where data moves – production, dev, test, and reporting – and document it in a data catalog.
Automate data masking
Use enterprise-grade data masking technology that masks data before it leaves production and preserves referential integrity.
Test regularly
Include data resilience checks in digital operational resilience testing.
Educate your teams
Train developers, testers, and business analysts on secure data practices.
Addressing DORA requirements brings together:
ICT security and risk management leads
Privacy and compliance officers
DevOps, QA, analytics, and IT operations teams
Business unit owners
Cross-domain collaboration ensures compliance processes are thorough and reach every corner of your ICT and data environment.
K2view provides a robust and effective way to protect multi-source enterprise data in any environment. The K2view Enterprise Data Masking solution enables you to:
Mask data from all sources at scale.
Ensure up-to-date, just-in-time data access for resiliency and reporting.
Protect data privacy, limit access, and enforce security guardrails.
Comply with DORA risk and incident reporting demands.
As the DORA European regulations mandate, resilience is now required for all environments including dev, test, and analytics. Enterprise data masking is the quickest route to compliance and risk mitigation. K2view puts these controls at your fingertips, enabling safer, more agile financial innovation.
Protect your data, and comply with DORA,
with K2view Enterprise Data Masking tools.